/* Sahanaz Pay v0.4.0: user-provided video and DOM geometry reference.
   Independently authored CSS; public landing only. No financial business changes. */
.pay-home-page{--r-blue:#006eff;--r-ink:#1f2937;--r-text:#667085;--r-border:#e9edf4;background:#fff;color:var(--r-ink)}
.pay-home-page .shell{max-width:none;padding:0;overflow-x:clip}
.pay-home-page main{min-height:0}
.pay-home-page .global-header{height:64px;min-height:64px;position:sticky;top:0;z-index:140;background:rgba(255,255,255,.97);border-bottom:1px solid #edf1f7;box-shadow:0 1px 2px rgba(31,49,91,.04)}
.pay-home-page .header-inner{height:64px;min-height:64px;max-width:1400px;padding:0 30px}
.pay-home-page .brand{font-size:24px;font-weight:700;letter-spacing:-.4px;color:var(--r-blue);gap:0}
.pay-home-page .brand-mark{display:none}
.pay-home-page .brand-name,.pay-home-page .brand strong{color:#006eff}
.pay-home-page .global-nav{gap:32px;margin-left:auto}
.pay-home-page .global-nav a{font-size:14px;font-weight:500;color:#343f55}
.pay-home-page .global-nav a:hover,.pay-home-page .global-nav a[aria-current="page"]{color:#006eff}
.pay-home-page .header-actions{gap:12px;margin-left:8px}
.pay-home-page .header-actions>.public-login,.pay-home-page .header-actions>.public-register{min-height:38px;font-size:14px;border-radius:5px;padding:0 18px}
.pay-home-page .header-actions>.public-login{background:transparent;border-color:transparent}
.pay-home-page .header-actions>.public-register{background:#006eff;border-color:#006eff;color:#fff;box-shadow:0 3px 10px rgba(0,110,255,.12)}
.pay-home-page .header-actions>.public-register:hover{background:#0057d8;border-color:#0057d8}
.pay-home-page .global-footer{max-width:none;border:0;background:#0f1726;color:#cbd4e2;padding:45px max(28px,calc((100% - 1300px)/2))}
.pay-home-page .global-footer strong{color:#fff}.pay-home-page .global-footer a,.pay-home-page .global-footer p{color:#bac6d7}
.pay-home-page .global-footer .footer-note{font-size:12px;color:#8698b1}
.ref40-site{width:100%;background:#fff;color:#1e293b;font-family:inherit;overflow:clip}
.ref40-site *{box-sizing:border-box}
.ref40-site h1,.ref40-site h2,.ref40-site h3{margin:0;letter-spacing:-.025em;color:#202a3a}
.ref40-site a{text-decoration:none}
.ref40-container{max-width:1200px;margin:0 auto;padding:0 24px;position:relative;z-index:2}
.ref40-section{scroll-margin-top:64px;position:relative}
.ref40-anchors{position:fixed;right:30px;top:50%;transform:translateY(-50%);z-index:155;display:flex;flex-direction:column;gap:15px;align-items:flex-end;padding:10px 8px;border-radius:20px;background:rgba(255,255,255,.32);backdrop-filter:blur(8px)}
.ref40-anchors a{color:#2c63be;display:flex;flex-direction:row-reverse;align-items:center;gap:10px;opacity:.75;font-size:12px;font-weight:600;min-height:15px;white-space:nowrap}
.ref40-anchors a::before{content:"";display:block;width:8px;height:8px;border-radius:100%;background:#a9bddb;transition:.2s}
.ref40-anchors a.active::before,.ref40-anchors a:hover::before{background:var(--r-blue);width:11px;height:11px;box-shadow:0 0 0 3px rgba(0,110,255,.11)}
.ref40-anchors a span{opacity:0;transform:translateX(6px);transition:.2s;pointer-events:none}
.ref40-anchors a.active span,.ref40-anchors a:hover span,.ref40-anchors a:focus-visible span{opacity:1;transform:translateX(0)}
.ref40-hero{min-height:760px;min-height:calc(100svh - 64px);background:linear-gradient(121deg,#eff7ff 0%,#eaf4ff 47%,#e8f4ff 100%);overflow:hidden;display:flex;align-items:center}
.ref40-cloud{position:absolute;border-radius:100%;background:rgba(75,141,244,.08);filter:blur(1px);pointer-events:none}
.ref40-cloud.c1{height:80px;width:80px;left:8%;top:10%}.ref40-cloud.c2{height:150px;width:150px;right:7%;top:29%}.ref40-cloud.c3{height:105px;width:105px;left:4%;bottom:12%}
.ref40-hero-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:60px;align-items:center;width:100%;padding-top:85px;padding-bottom:135px}
.ref40-hero-copy{min-width:0}
.ref40-eyebrow,.ref40-tag{display:inline-flex;align-items:center;gap:7px;padding:7px 13px;background:#fff;border-radius:30px;color:#2870b8;font-weight:650;font-size:12px;box-shadow:0 2px 16px rgba(30,75,140,.05)}
.ref40-star{font-size:14px;color:#e4ba40}
.ref40-hero h1{font-size:48px;line-height:1.2;font-weight:760;margin:26px 0 23px;letter-spacing:-1px}
.ref40-hero h1 span{display:block;color:#20252e}
.ref40-hero h1 .ref40-blue{color:#006eff;background:linear-gradient(135deg,#006eff,#0054d8);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.ref40-hero-copy>p:not(.ref40-preview-disclosure){font-size:16px;line-height:1.85;color:#667486;max-width:550px;margin:0}
.ref40-trust-chips{display:flex;flex-wrap:wrap;gap:26px;margin:24px 0 30px;color:#667b99;font-size:13px}
.ref40-trust-chips span::first-letter{color:#347fe3}
.ref40-hero-actions,.ref40-cta-actions{display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.ref40-button{display:inline-flex;align-items:center;justify-content:center;gap:12px;border:1px solid transparent;border-radius:6px;min-height:48px;padding:0 27px;font-size:14px;font-weight:650;transition:transform .22s,box-shadow .22s,background .22s}
.ref40-button:hover{transform:translateY(-2px)}
.ref40-primary{color:#fff;background:#006eff;box-shadow:0 8px 18px rgba(0,110,255,.13)}
.ref40-primary:hover{background:#0057d8;color:white;box-shadow:0 12px 24px rgba(0,110,255,.19)}
.ref40-secondary{color:#1768cb;border-color:#afd3ff;background:#fff}.ref40-secondary:hover{background:#edf6ff}
.ref40-quiet-link{font-size:14px;color:#4479bb;font-weight:600}.ref40-quiet-link:hover{color:#006eff}
.ref40-preview-disclosure{color:#748ca9;font-size:12px;margin-top:22px;display:flex;align-items:center;gap:7px}
.ref40-alert-dot{display:inline-block;width:7px;height:7px;border-radius:50%;background:#e4a84e}
.ref40-hero-graphic{position:relative;min-width:0;perspective:1000px}
.ref40-demo-card{background:#fff;border-radius:12px;box-shadow:0 20px 65px rgba(18,91,192,.17);overflow:hidden;transform:perspective(1000px) rotateY(-5deg) rotateX(4deg);transition:transform .35s ease;min-height:345px}
.ref40-demo-card:hover{transform:perspective(1000px) rotateY(-2deg) rotateX(1deg)}
.ref40-demo-titlebar{height:58px;display:flex;align-items:center;gap:12px;border-bottom:1px solid #ebf1fa;background:#f8fbff;padding:0 18px;color:#455d83;font-weight:650;font-size:13px}
.ref40-dots{display:flex;gap:5px}.ref40-dots i{display:block;width:9px;height:9px;border-radius:100%;background:#ff7878}.ref40-dots i:nth-child(2){background:#facd6a}.ref40-dots i:nth-child(3){background:#8dcc9f}
.ref40-demo-flag{margin-left:auto;font-size:11px;color:#7996b7;font-weight:500}
.ref40-demo-inside{padding:24px 29px 28px}
.ref40-demo-totals{display:grid;grid-template-columns:1fr 1fr;gap:25px;border-bottom:1px solid #ecf2fb;padding:2px 0 21px}
.ref40-demo-totals>div{padding:12px 14px;border-radius:8px;background:#f9fbfe}
.ref40-demo-totals small,.ref40-demo-totals em{display:block;font-style:normal;color:#8aa0ba;font-size:12px}
.ref40-demo-totals strong{display:block;margin:9px 0 7px;font-size:25px;color:#2b3954}
.ref40-demo-totals em{color:#9ab0ca;font-size:10px}
.ref40-demo-graph{margin-top:18px;height:130px;display:flex;justify-content:center;align-items:end;gap:12px;padding:4px 25px 0;border-bottom:1px solid #e3efff;background:linear-gradient(to top,#f7fbff,transparent)}
.ref40-demo-graph span{display:block;width:19px;max-width:10%;border-radius:3px 3px 0 0;background:linear-gradient(180deg,#56b0ff,#076dea)}
.ref40-floating{position:absolute;background:#fff;color:#67a6e8;width:43px;height:43px;display:grid;place-items:center;border-radius:8px;box-shadow:0 10px 30px rgba(42,105,192,.13);z-index:2;font-size:20px}
.ref40-floating.f1{top:35%;left:-24px}.ref40-floating.f2{right:-18px;top:23%}.ref40-floating.f3{bottom:-13px;left:35%}
.ref40-scroll-hint{position:absolute;bottom:34px;left:50%;transform:translateX(-50%);font-size:12px;color:#7e96ad;display:flex;flex-direction:column;align-items:center;gap:10px;z-index:3}
.ref40-scroll-hint span{width:34px;height:34px;border:1px solid #8bb9f1;color:#4b98eb;border-radius:50%;font-size:24px;display:grid;place-items:center;line-height:1}
.ref40-feature-section{background:#fff;padding:100px 0 120px}
.ref40-section-heading{text-align:center;max-width:800px;margin:0 auto 55px}
.ref40-section-heading .ref40-tag{box-shadow:none;color:#2675d7;background:#eff6ff}
.ref40-section-heading h2{font-size:37px;line-height:1.35;font-weight:760;margin:19px 0 12px}
.ref40-section-heading p{margin:0;color:#8492a5;line-height:1.75;font-size:15px}
.ref40-feature-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:26px}
.ref40-feature-card{position:relative;background:#fff;border:1px solid #e9edf5;border-radius:12px;padding:30px 32px 24px;min-height:320px;display:flex;flex-direction:column;box-shadow:0 5px 25px rgba(42,82,141,.035);transition:border-color .22s,box-shadow .22s,transform .22s}
.ref40-feature-card:hover{transform:translateY(-3px);border-color:#b3d0f6;box-shadow:0 14px 32px rgba(29,105,192,.1)}
.ref40-card-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px}
.ref40-feature-symbol{width:48px;height:48px;display:grid;place-items:center;border-radius:10px;font-size:23px}
.ref40-feature-symbol.blue,.ref40-adv-icon.blue{background:#e9f2ff;color:#006eff}.ref40-feature-symbol.green,.ref40-adv-icon.green{background:#e9f8ee;color:#39b967}.ref40-feature-symbol.purple,.ref40-adv-icon.purple{background:#f2eeff;color:#9773ee}.ref40-feature-symbol.orange{background:#fff5e5;color:#e6a13f}.ref40-feature-symbol.rose{background:#ffeef4;color:#df7d9f}.ref40-feature-symbol.cyan{background:#e9fafd;color:#32b8d1}
.ref40-pill{font-size:11px;color:#2878cf;background:#f0f6ff;border-radius:5px;padding:4px 10px}
.ref40-feature-card h3{font-size:23px;margin:0 0 12px;font-weight:740}
.ref40-feature-card p{font-size:14px;line-height:1.75;color:#8290a2;margin:0 0 14px}
.ref40-feature-card ul,.ref40-adv-card ul{margin:0;padding:0;list-style:none;color:#788598;line-height:1.8;font-size:13px}
.ref40-feature-card li::before,.ref40-adv-card li::before{content:"✓";color:#399cdc;margin-right:9px}
.ref40-card-bottom{margin-top:auto;padding-top:20px;display:flex;align-items:center;justify-content:space-between;border-top:1px solid #eef1f6;font-size:13px;gap:12px}
.ref40-card-bottom small{font-size:12px;color:#9cadbf}.ref40-card-bottom a{color:#2477d8;font-weight:650}.ref40-card-bottom span{color:#92a0b2}
.ref40-advantages{background:linear-gradient(150deg,#f6faff,#eff7ff);padding:110px 0 125px}
.ref40-metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;max-width:840px;margin:0 auto 70px;text-align:center}
.ref40-metrics strong{display:block;color:#246ee8;font-size:33px;font-weight:760}.ref40-metrics small{display:block;color:#94a1b3;font-size:13px;margin-top:7px}
.ref40-adv-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.ref40-adv-card{background:rgba(255,255,255,.9);border:1px solid #ecf2f8;border-radius:12px;padding:30px 28px;min-height:335px;box-shadow:0 7px 25px rgba(65,105,171,.045);display:flex;flex-direction:column}
.ref40-adv-icon{height:45px;width:45px;display:grid;place-items:center;border-radius:10px;font-size:21px;margin-bottom:21px}
.ref40-adv-card h3{font-size:22px;margin-bottom:12px}.ref40-adv-card p{font-size:13px;color:#8492a3;line-height:1.85;margin:0 0 16px}
.ref40-adv-card li{font-size:12px}
.ref40-adv-card>span{margin-top:auto;display:block;font-size:12px;color:#d09537;font-weight:650;padding-top:20px}
.ref40-cases{padding:110px 0 135px;background:#fff}
.ref40-case-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:25px}
.ref40-case{background:#fff;border:1px solid #e9eff8;border-radius:12px;padding:33px 29px;min-height:295px;display:flex;flex-direction:column;box-shadow:0 11px 35px rgba(43,105,173,.06)}
.ref40-case-icon{font-size:24px;color:#4491e9;background:#eff6ff;width:47px;height:47px;display:grid;place-items:center;border-radius:12px;margin-bottom:17px}
.ref40-case h3{font-size:21px;margin-bottom:10px}.ref40-case p{color:#8794a9;font-size:14px;line-height:1.85;margin:0}
.ref40-case-footer{margin-top:auto;border-top:1px solid #eef1f5;padding-top:16px;font-size:12px;color:#93a5b7;display:flex;justify-content:space-between;gap:10px}
.ref40-case-footer a{color:#267be2;font-weight:650}.ref40-case-footer span{font-size:11px}
.ref40-cta{min-height:740px;background:linear-gradient(155deg,#eaf5ff 0%,#e8f2ff 62%,#f7fbff 100%);display:flex;align-items:center;padding:110px 0;overflow:hidden}
.ref40-cta::before,.ref40-cta::after{content:"";position:absolute;border-radius:50%;background:rgba(0,110,255,.08);height:140px;width:140px;top:8%;left:18%}.ref40-cta::after{left:auto;right:10%;top:30%;width:100px;height:100px}
.ref40-cta-content{width:100%;text-align:center}
.ref40-cta h2{font-size:45px;font-weight:760;line-height:1.3;margin:23px 0 19px}
.ref40-cta h2 span{color:#006eff}.ref40-cta p{color:#7c8da1;line-height:1.8;font-size:16px;margin:0}
.ref40-cta-actions{justify-content:center;margin:30px 0 67px}
.ref40-cta-services{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;text-align:left}
.ref40-cta-services>div{background:#fff;border-radius:11px;box-shadow:0 12px 30px rgba(41,97,173,.05);padding:25px;display:grid;grid-template-columns:50px 1fr;gap:3px 12px}
.ref40-cta-services span{grid-row:span 2;background:#eaf4ff;color:#1c7fe4;width:45px;height:45px;border-radius:9px;display:grid;place-items:center;font-size:20px}
.ref40-cta-services strong{color:#2d405e;font-size:16px}.ref40-cta-services small{color:#8e9caf;font-size:12px}
@media(max-width:1120px){.ref40-hero-layout{gap:36px}.ref40-hero h1{font-size:42px}.ref40-anchors{right:7px}.ref40-feature-grid{gap:17px}}
@media(max-width:980px){.pay-home-page .header-inner{padding:0 22px}.pay-home-page .global-nav{display:none}.pay-home-page .header-actions>.public-register,.pay-home-page .header-actions>.public-login{display:none}.pay-home-page .mobile-nav{display:block}.ref40-anchors{display:none}.ref40-hero{min-height:auto}.ref40-hero-layout{grid-template-columns:1fr;max-width:720px;padding-top:95px;padding-bottom:130px}.ref40-demo-card{max-width:600px;margin:0 auto}.ref40-adv-grid,.ref40-case-grid{grid-template-columns:1fr}.ref40-adv-card,.ref40-case{min-height:0}.ref40-cta-services{grid-template-columns:1fr}}
@media(max-width:640px){.pay-home-page .global-header,.pay-home-page .header-inner{height:64px;min-height:64px}.pay-home-page .brand{font-size:20px}.ref40-container{padding:0 19px}.ref40-hero-layout{padding-top:78px;padding-bottom:105px;gap:45px}.ref40-hero h1{font-size:35px;letter-spacing:-1px;margin:20px 0}.ref40-hero-copy>p:not(.ref40-preview-disclosure){font-size:14px}.ref40-eyebrow{font-size:11px}.ref40-trust-chips{gap:12px;font-size:12px;margin-bottom:24px}.ref40-hero-actions{align-items:stretch;gap:14px}.ref40-hero-actions .ref40-button{flex:1 1 100%}.ref40-quiet-link{width:100%;text-align:center}.ref40-demo-card{min-height:0;transform:none}.ref40-demo-totals{gap:8px}.ref40-demo-inside{padding:16px}.ref40-demo-totals strong{font-size:19px}.ref40-demo-totals small{font-size:10px}.ref40-demo-totals em{font-size:9px}.ref40-demo-graph{gap:8px;height:100px}.ref40-demo-graph span{width:14px}.ref40-floating{display:none}.ref40-feature-section,.ref40-advantages,.ref40-cases{padding:75px 0}.ref40-section-heading{margin-bottom:34px}.ref40-section-heading h2{font-size:28px}.ref40-section-heading p{font-size:13px}.ref40-feature-grid,.ref40-case-grid,.ref40-adv-grid{grid-template-columns:1fr;gap:14px}.ref40-feature-card{min-height:0;padding:22px}.ref40-feature-card h3{font-size:21px}.ref40-metrics{gap:5px;margin-bottom:42px}.ref40-metrics strong{font-size:25px}.ref40-metrics small{font-size:11px}.ref40-adv-card{padding:25px}.ref40-cta{padding:80px 0;min-height:auto}.ref40-cta h2{font-size:32px}.ref40-cta p{font-size:14px}.ref40-cta-actions{flex-direction:column;margin-bottom:42px}.ref40-cta-actions .ref40-button{width:100%}.ref40-cta-services>div{padding:18px}}
@media(prefers-reduced-motion:reduce){.ref40-site *{scroll-behavior:auto!important;transition:none!important;animation:none!important}}

.ref40-hero-copy>.pay-landing-notice{margin:14px 0 0;max-width:525px;line-height:1.6;font-size:12px;background:#f2f9ff;color:#437bb8;border-color:#dce9fc}